TheSmart Way to Payfor Long-Term Care™

Clear answers. A brighter tomorrow.

In just a few minutes, get a personalized summary of your long-term care options in Florida — including what each option covers, what you may still pay, and what to watch for.

  • Takes just a few minutes
  • Personalized to your situation
  • Clear, easy to understand
  • No obligation and no contact information required

When someone you love needs long-term care, it is easy to assume the choices are simple: pay the bill yourself until the money is gone, or somehow qualify for Medicaid. The reality can be very different. Medicaid, PACE, veterans benefits, long-term-care insurance, tax deductions, spousal protections, and legal planning can all affect how much a family ultimately has to pay.

Zacharia Frey is a Florida elder law firm. Three decades of helping families work out how to pay for long-term care — and founding partner Carl B. Zacharia wrote Florida Long-Term Care and Medicaid.

Before we start

Let’s look at the whole picture.

We are Zacharia Frey, a Florida elder law firm. For about thirty years we have helped families work out how to pay for long-term care, and founding partner Carl B. Zacharia wrote Florida Long-Term Care and Medicaid because the same questions kept coming up. We’ll ask a few simple questions so we can show you which payment options and planning issues may deserve your attention.

One thing first, because it matters: we are a law firm, but we are not your law firm. What follows is educational guidance only. It doesn’t determine eligibility for anything, and it doesn’t make you our client.

  1. Read the explanations

    Free. No name or contact information required.

  2. Ask Carl a question

    A public answer at askcarlzac.com

  3. Meet with the firm

    Private, and about your own facts

This is general educational information, not legal advice. Using this tool and submitting a form do not create an attorney-client relationship, and nothing here determines whether anyone qualifies for Medicaid, veterans benefits, PACE, a tax deduction, or insurance coverage. Zacharia Frey PLLC is a Florida elder law firm and a member firm of The Florida Bar. It is speaking here as an educator, not as your lawyer: this page gives general information, not legal advice about your situation, and using it does not create an attorney-client relationship.

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