Does MyLifeFolio replace my will or trust?

No. MyLifeFolio is not a substitute for legal documents. Your will, trust, durable power of attorney, and healthcare directive are still essential - and you should have them. MyLifeFolio is the operational layer that makes those documents actually work in a crisis: it tells your family where the documents are, who drafted them, what accounts you own, and how to act on them.

Is my information secure on MyLifeFolio?

Yes. MyLifeFolio is built on bank-grade encryption and stores your data in a secure cloud environment. You control exactly who can access what through the Family Access Portal, and you can grant or revoke access at any time.

Who should I share my MyLifeFolio with?

That's entirely your decision. Most people grant limited access to their spouse, adult children, executor or successor trustee, and sometimes their attorney or financial advisor. The Family Access Portal lets you choose exactly which modules each person can see - for example, your daughter might see only the emergency medical summary, while your executor sees the full asset inventory.

How long does it take to set up MyLifeFolio?

You can get started in about 15 minutes by entering your basic contacts, attorney information, and major financial institutions. Most users build out the rest of their folio gradually over a few weeks. There's no pressure to complete every module immediately - start small and grow it over time.

Can I record video messages for my family?

Yes. MyLifeFolio's Legacy & Life Story module lets you record up to five personal video messages - anything from a brief 'I love you' to a full life story or letters to be opened on milestone occasions like weddings or graduations. You don't need professional equipment; your phone is more than enough.

How much does MyLifeFolio cost?

You can get started **free** at [MyLifeFolio.com](https://mylifefolio.com) with no commitment. Premium tiers are available if you want additional features, more storage, or expanded family access - but the free tier covers what most families need to capture the essentials.

When Your Family Needs Answers, Will They Know Where to Look?

By Carl Zacharia, Esq.
Florida Bar No. 50784 · Founder, MyLifeFolio · April 2026
Zacharia Frey PLLC · Bonita Springs, Florida

After more than 30 years as an estate planning and elder law attorney, I've seen the same crisis play out hundreds of times. A parent passes away - or suffers a stroke, a fall, a sudden health emergency - and their family is left scrambling. Not because there's no will. Not because there's no trust. But because nobody knows where the will is. Nobody knows the name of the attorney who drafted it. Nobody knows which bank holds the accounts, which accounts have beneficiary designations, or even what accounts exist.

The legal documents were in order. The information wasn't.

That gap - between a technically complete estate plan and a family that can actually navigate a crisis - is why I built MyLifeFolio.

"Your will tells people what happens to your assets. MyLifeFolio tells them where those assets are, who manages them, and what you'd want - every step of the way."

The Binder Problem

For decades, the standard advice was: "Put everything in a binder." And for decades, families have found those binders - three years after the funeral - buried in a closet behind old tax returns and VHS tapes. Or they can't find them at all.

The problem isn't that binders are a bad idea. It's that a static binder can't update itself when you refinance your home, change insurance carriers, or open a new investment account. It can't be shared with your daughter in Phoenix in a moment of crisis. It can't generate a clean one-page emergency medical summary for the paramedics, or a step-by-step "what to do if I die" checklist for your executor.

MyLifeFolio is what the binder always wanted to be.

Fourteen Modules. One Organized Life.

MyLifeFolio is a secure, cloud-based platform where you organize and document every dimension of your life - not just financial, but medical, personal, and deeply human. It grows with you, and it's as simple or comprehensive as you want it to be.

Module	What It Covers
Financial Life	Real estate, bank and investment accounts, income, debts, vehicles
My People & Advisors	Attorney, accountant, financial advisor - names, contacts, and roles
Insurance Coverage	Medical, home, auto, life, long-term care, disability
Medical Data	Providers, medications, conditions, equipment, pharmacy
Care Decisions	Care preferences, daily routine, dietary needs, end-of-life wishes
End of Life Issues	Advance directives, funeral wishes, religious preferences
Legal Documents	Will, trust, power of attorney, health care directive
Documents Vault	Secure storage for all your important documents
Digital Life	Online accounts, subscriptions, cryptocurrency, credentials
Legacy & Life Story	Personal history, letters to family, and video messages
Family & Dependents	Children, grandchildren, beneficiaries, pet care plans
Personal Information	Contacts, identification, Medicare, military service
Reports	Emergency medical summary, asset inventory, "What to Do If I Die" checklist
Family Access Portal	Share exactly what you want, with exactly who you choose

The Feature That Matters Most

You can build the most complete life record imaginable. But if only you know it exists - or if the people who need it can't access it when the moment comes - it serves no one.

That's why MyLifeFolio's Family Access Portal may be the most important thing we built. You decide exactly who can see what - and you can change it at any time. Grant your adult daughter access to your emergency medical summary before a surgery. Share the asset inventory with your executor. Let your attorney view your legal documents. Revoke access instantly if circumstances change.

No passwords scribbled on sticky notes. No frantic phone calls at 2 a.m. trying to find the name of the cardiologist. Just the right information, in the right hands, at the right moment.

Video Legacy: The Gift Words Alone Can't Give

One of the most meaningful things in MyLifeFolio is also one of the simplest: video. You can record up to five personal video messages - a few minutes each - for the people you love. Your voice. Your face. Your words.

These messages can be anything:

A life story, from beginning to now
Advice for your grandchildren
A letter to be opened at a wedding or graduation
An explanation of a difficult family decision
Simply: "I love you, and here's what I want you to know"

Don't worry about production quality. Your family doesn't need studio lighting. They need you.

"A two-minute video of you laughing, sharing advice, or simply saying 'I love you' will mean more to your family than you can imagine."

A Perfect Complement to Your Estate Plan

MyLifeFolio doesn't replace your will, your trust, your power of attorney, or your health care directive. Those legal documents are essential, and you should have them. What MyLifeFolio provides is the operational layer that makes those documents actually work in the real world - the context, the location, the contacts, and the clarity your family needs to act on them.

Think of it this way: your estate plan is the blueprint. MyLifeFolio is the key to the house.

Start Today - On Your Own Terms

There's no pressure to complete everything at once. Start with the basics - a few key contacts, your attorney's name, your account institutions. Add more whenever you're ready. MyLifeFolio grows with you. And right now, you can try it free - no commitment required.

The most important step is the first one.

👉 Get Started Free at MyLifeFolio.com

Create your account today. Start with as little or as much as you'd like - and build from there.

Carl Zacharia is an estate planning and elder law attorney licensed in Florida (Bar No. 50784) and Pennsylvania. He is the founding principal of Zacharia Frey PLLC in Bonita Springs, Florida, and the founder of MyLifeFolio.com, a digital life documentation platform for individuals and families.